Does Homeowners Insurance Cover Damage Caused by Pets?

Published by daniel on

Does Homeowners Insurance Cover Damage Caused by Pets?

Does Homeowner’s Insurance Cover Damage by Pets?

You’ve come home from a rough day at work – and you see a trail of what looks to be pieces of your carpet. You walk a little further into the house and see that Biscuit has managed to shred a good chunk of your carpet, and even started chewing through the drywall. Now what?

A common question to ask is, “Does my homeowner’s insurance policy cover damage caused by my pet?” And unfortunately, the answer is no. However, liability coverage may help you in a case where Biscuit destroys someone else’s property.

What Type of Pet Damage is Covered by My Insurance?

While your standard homeowners policy may help protect your home and all your precious belongings from certain risks, there is typically limited coverage for pet damage. Here’s a breakdown of what you can expect to be covered, and what most likely won’t be:

Personal property coverage. Yes, personal property coverage in a homeowners insurance policy may help protect your belongings against certain risks, there is generally no coverage for personal property, such as your furniture or antique coffee table, if it’s damaged by your own pet.

Dwelling or other structures coverage. Most homeowners insurance policies exclude coverage for damage caused by a pet or domestic animals (yes, your pet rat is included, too!) to structures on your property. This includes your house or fence. So if your goat decides to chew through your fence, or your dog puts a hole in your wall, your homeowners insurance is more than likely not going to cover the cost of repairs.

Liability coverage comes with most standard homeowners policies. It can provide coverage if your pet damages someone else’s property. Say your horse breaks your neighbor’s fence, or your puppy chews through your friend’s coffee table, the liability coverage in your homeowners policy may help cover the cost of repairs or replacements. This same coverage could also be applied for domestic animals, such as a horse, goat, pig, cow, or chicken, if the animal is a pet and/or used for hobby purposes. (Sorry, business farming is not included!) Another good thing to note is if Scruffy bites someone, that claim is usually covered by liability portion of your homeowners policy.

Make sure you read your policy thoroughly and talk with an insurance expert who can answer specific questions about what is, and isn’t covered in your homeowners insurance policy.

Next Helpful Read: How Much Does Homeowners Insurance Cost?


Alfred Droggitis · July 7, 2020 at 2:10 am

I just want to tell you that I am just new to blogging and seriously savored this web site. Most likely I’m likely to bookmark your blog post . You really come with great article content. Regards for revealing your web page.

best web hosting company · August 10, 2020 at 2:24 pm

Hi there, You’ve done a great job. I’ll certainly digg it and personally suggest to my friends.
I’m sure they will be benefited from this website.

adreamoftrains web hosting services · August 11, 2020 at 8:23 am

As the admin of this website is working, no doubt very rapidly it will be well-known, due
to its quality contents. adreamoftrains best web hosting

best web hosting 2020 · August 11, 2020 at 11:07 am

Thanks for a marvelous posting! I certainly enjoyed reading it,
you happen to be a great author. I will remember to bookmark your blog and may come back later in life.
I want to encourage you to continue your great writing, have a nice holiday weekend!

I Fashion Styles · August 19, 2020 at 4:34 pm

Thanks a lot for sharing this with all folks you actually recognize what you are speaking about! Bookmarked. Please also discuss with my site =). We may have a hyperlink trade agreement between us!

Darron Laski · September 3, 2020 at 5:59 pm

Can I simply say what a comfort to find a person that truly knows what they’re discussing over the internet. You definitely know how to bring a problem to light and make it important. More and more people have to check this out and understand this side of the story. I was surprised you’re not more popular since you certainly have the gift.

manchester city drakt · October 27, 2020 at 1:24 am

Piece of writing writing is also a excitement, if you know afterward you can write if not it is complicated to write.

manchester city drakt

maglia juventus · October 27, 2020 at 4:31 am

I think the admin of this site is actually working hard in favor of
his web site, because here every data is quality based stuff.
maglia juventus

StephenTic · October 28, 2020 at 2:20 pm

viagra for sale viagra for sale over the counter viagra cvs

GeorgeMiz · October 30, 2020 at 10:49 am

buy viagra online canada buy cheap sildenafil viagra for sale

JeremyPab · October 31, 2020 at 6:28 pm

tadalafil vs cialis cialis online viagra vs cialis vs levitra

Edwardwooxy · November 1, 2020 at 7:08 pm

viagra prescription online viagra low price online pharmacy viagra

SamuelAbesy · November 2, 2020 at 11:16 pm

ed medications erectile dysfunction treatment drugs causing ed

Rogerham · November 4, 2020 at 3:25 pm

viagra 100mg buy viagra generic online viagra prescription
natural herbs for ed

Rogerham · November 5, 2020 at 8:16 am

goodrx viagra buy viagra from canada buy generic 100mg viagra online
ed pills online pharmacy

Rogerham · November 6, 2020 at 1:23 am

buy generic viagra online buy ed pills online viagra otc
shots for ed

Generic cialis · November 9, 2020 at 12:24 am

Thanks! And thanks for sharing your great posts every week!generic cialis

Andrewjoigo · November 10, 2020 at 5:56 am

what are the side effects of cialis cialis side effects for cialis
how does cialis work

PeterEvobe · November 10, 2020 at 8:14 pm

current cost of cialis 5mg cvs buy cialis real cialis online with paypal

PeterEvobe · November 11, 2020 at 11:26 am

real cialis online with paypal buy tadalafil does medicaid cover cialis

ThomasProge · November 13, 2020 at 5:23 pm

cheap drugs online ed pills online pharmacy google viagra dosage recommendations
medications for

ThomasProge · November 14, 2020 at 10:46 am

cure for ed ed pills online pharmacy cheap pills online
natural pills for ed

ThomasSep · November 16, 2020 at 3:25 am

how to get zithromax how to buy zithromax online

ThomasSep · November 16, 2020 at 11:06 pm

zithromax 500 mg zithromax 500 mg for sale

ThomasSep · November 17, 2020 at 6:29 pm

zantac coupons zantac

RobertBraib · November 18, 2020 at 7:53 pm

buy sildenafil online sildenafil online

RobertBraib · November 19, 2020 at 2:33 pm

payday loans personal loans

RobertBraib · November 20, 2020 at 9:10 am

drugs from india compare pharmacy prices for prescriptions

RobertBraib · November 21, 2020 at 3:31 am

buy generic drugs from canada medications buy generic drugs online from india

xxx movies · November 23, 2020 at 5:39 pm

Hello, its pleasant article about media print, we all be familiar with media is a great source of facts.

free xxx movies · November 25, 2020 at 7:03 pm

It’s very straightforward to find out any matter on web as
compared to books, as I found this post at this web site.

sex videos · November 25, 2020 at 7:42 pm

It’s remarkable in favor of me to have a web page, which is good in support of my experience.

thanks admin

free porn · November 25, 2020 at 7:56 pm

Hey there! I’ve been reading your weblog for some time now and
finally got the bravery to go ahead and give you a shout out from
Houston Tx! Just wanted to mention keep up the fantastic job!

free porno hd tube · November 25, 2020 at 8:16 pm

I just like the valuable info you supply in your articles.
I’ll bookmark your weblog and take a look at again here regularly.

I’m somewhat sure I will be told a lot of new stuff proper here!
Best of luck for the following!

DouglasSaw · November 30, 2020 at 3:19 pm

solutions for ed https://sildenafilxxl.com/ viagra online

omaha life insurance · December 7, 2020 at 4:26 pm

omaha life insurance

Porn Chat Free · December 8, 2020 at 3:28 am

mature webcam tubes

Monica · December 8, 2020 at 5:51 am

I’d like to find out more? I’d love to find out more details.

term insurance rates · December 8, 2020 at 12:59 pm

cmfg life ins

ip видеонаблюдение · December 11, 2020 at 2:57 am

Greetings! Very helpful advice within this article!
It is the little changes which will make the biggest changes.

Thanks for sharing!

видеонаблюдение через интернет в реальном времени · December 11, 2020 at 4:15 pm

For newest news you have to pay a quick visit world-wide-web and on internet I found this site as
a best website for most recent updates.

porno · December 17, 2020 at 12:34 am

Today, I went to the beach front with my children. I found a sea shell and gave it to
my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed
the shell to her ear and screamed. There was a hermit crab inside and it
pinched her ear. She never wants to go back! LoL I know this is totally off topic but I had to tell someone!

real lesbian tube · December 17, 2020 at 6:07 am

What’s up to every single one, it’s genuinely a pleasant for me to pay
a visit this web page, it includes useful Information.

pregnant lesbian porn · December 17, 2020 at 11:13 am

This design is wicked! You obviously know how to keep a
reader amused. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Wonderful job.
I really loved what you had to say, and more than that,
how you presented it. Too cool!

Shelton · December 17, 2020 at 12:08 pm

Wow! Finally I got a blog from where I know how to in fact take useful information regarding my study and

hey · December 22, 2020 at 5:00 am

Taxi moto line
128 Rue la Boétie
75008 Paris
+33 6 51 612 712  

Taxi moto paris

hello!,I love your writing so a lot! share we keep in touch more approximately your post on AOL?
I require an expert in this house to solve my problem.
Maybe that’s you! Having a look forward to look

Donte Akerley · December 29, 2020 at 3:27 pm

As a Newbie, I am always searching online for articles that can aid me. Thank you

Margareta Patterson · December 31, 2020 at 4:42 am

I’ve been surfing online more than three hours today, yet I never found any interesting article
like yours. It is pretty worth enough for me. In my opinion, if all webmasters and bloggers
made good content as you did, the net will be much more useful than ever before.

Julian Rambo · January 2, 2021 at 5:39 am

Pretty part of content. I simply stumbled upon your web site and in accession capital to claim that I acquire actually
enjoyed account your weblog posts. Any way I will be subscribing in your feeds or even I achievement you get admission to
constantly quickly.

Melissa Cisneros · January 2, 2021 at 4:14 pm

Ahaa, its fastidious dialogue about this piece of writing
here at this webpage, I have read all that, so at this time me also
commenting at this place.

Katherine Davis · January 3, 2021 at 7:37 pm

Its such as you read my thoughts! You seem to know a
lot about this, such as you wrote the e book in it or something.
I believe that you could do with a few p.c.
to force the message house a bit, but instead of that, this is excellent blog.
A great read. I’ll certainly be back.

hyundai replacement key cost · January 4, 2021 at 11:34 am

Wohh just what I was searching for, appreciate it for posting. I love your website!

Flossie Shaw · January 4, 2021 at 3:59 pm

Howdy, i read your blog from time to time and i own a similar one and i was just wondering if you
get a lot of spam comments? If so how do you prevent it, any
plugin or anything you can recommend? I get so much
lately it’s driving me insane so any help is very much appreciated.

David Cole · January 5, 2021 at 7:31 pm

Everyone loves what you guys are usually up too. This type of clever work
and exposure! Keep up the amazing works guys
I’ve included you guys to my blogroll.

Dawn Kirkwood · January 6, 2021 at 11:08 am

Simply wish to say your article is as amazing. The clarity on your submit is
just great and that i can suppose you’re an expert in this subject.
Well with your permission allow me to take hold of your
RSS feed to keep up to date with drawing close post.
Thanks one million and please carry on the enjoyable work.

propecia without a prescription · January 7, 2021 at 4:31 pm

I enjoy you because of all of the effort on this blog. Betty delights in carrying out internet research and it’s easy to see why. A lot of people hear all about the compelling form you convey advantageous guidance by means of the blog and attract contribution from other individuals about this area and my child has always been becoming educated a great deal. Enjoy the remaining portion of the new year. You’re carrying out a brilliant job.

lexapro without a prescription · January 8, 2021 at 9:29 am

I’m commenting to let you be aware of of the amazing discovery my child developed browsing the blog. She came to find a good number of details, including how it is like to have a great coaching character to get a number of people clearly completely grasp a number of advanced issues. You actually did more than her desires. I appreciate you for churning out such beneficial, dependable, edifying and cool guidance on that topic to Emily.

Xavier Wang · January 9, 2021 at 12:45 am

Wow, this paragraph is pleasant, my younger sister
is analyzing these kinds of things, thus I am going to inform her.

Fgvdsment · January 9, 2021 at 3:23 am

ed meds online best drugstore mascara best drug store foundation

purchase venlafaxine · January 9, 2021 at 4:16 am

Thanks for your own work on this website. My mum take interest in setting aside time for research and it is simple to grasp why. We notice all relating to the powerful way you provide very helpful tips via your website and therefore strongly encourage response from visitors on this subject matter while our own simple princess is undoubtedly studying so much. Take pleasure in the rest of the year. Your performing a tremendous job.

order seroquel · January 9, 2021 at 5:13 am

I am commenting to let you know of the fantastic encounter my cousin’s daughter experienced reading your site. She even learned many issues, not to mention what it’s like to have a wonderful giving mindset to have many people just grasp chosen grueling subject areas. You really exceeded our expectations. Many thanks for distributing the informative, healthy, educational and as well as easy thoughts on the topic to Jane.

generic bupropion · January 9, 2021 at 9:18 am

I am glad for writing to make you know what a magnificent encounter my friend’s girl gained studying your web site. She learned plenty of pieces, which include what it’s like to possess an awesome helping nature to let other folks very easily know just exactly several multifaceted subject matter. You truly exceeded people’s expectations. Thank you for presenting these powerful, safe, explanatory and in addition fun tips about this topic to Julie.

Lewis Conser · January 9, 2021 at 7:43 pm

Hello just wanted to give you a quick heads up.
The words in your post seem to be running off the screen in Opera.
I’m not sure if this is a format issue or something to
do with internet browser compatibility but I thought I’d post to let you know.
The style and design look great though! Hope you get the problem solved
soon. Kudos

William Groover · January 10, 2021 at 9:07 am

I just could not depart your site prior to suggesting that I really
loved the usual info an individual provide on your guests?
Is gonna be back frequently to check up on new posts

Joanna Favia · January 10, 2021 at 11:15 pm

I’ve been surfing on-line greater than three hours nowadays, yet I by no
means discovered any interesting article like yours.
It’s beautiful worth enough for me. In my view, if
all site owners and bloggers made just right content
material as you did, the internet might be much more useful than ever

Joanne Clements · January 11, 2021 at 4:22 pm

I’ll right away snatch your rss feed as I can’t to find your e-mail subscription hyperlink or e-newsletter service.
Do you’ve any? Kindly let me recognize so that I may subscribe.

Lokuomica · January 12, 2021 at 6:11 am

on line pharmacy indian pharmacy canadian pharmacy

Jtmfomica · January 12, 2021 at 8:57 am

global pharmacy canada canadian pharmacy cialis canadian pharmacy

Cary English · January 12, 2021 at 9:59 am

It’s the best time to make a few plans for the longer term and it
is time to be happy. I have read this put up and if I could I want to suggest you few interesting things or advice.
Perhaps you could write subsequent articles regarding this article.
I want to learn even more issues approximately it!

Nllpsment · January 12, 2021 at 10:43 am

canadian pharmacies canadian pharmacy generic viagra rx express pharmacy

KhthZinc · January 12, 2021 at 2:31 pm

impotence mail order pharmacy express scripts pharmacy

JlloBlict · January 12, 2021 at 5:40 pm

universal drugstore mexican pharmacy pharmacy rx

lucas porn · January 14, 2021 at 6:22 pm

I don’t know whether it’s just me or if everyone else experiencing issues with your site.
It appears as though some of the text in your content are running off the screen. Can someone
else please provide feedback and let me know if this is happening to them
too? This could be a issue with my web browser because I’ve
had this happen previously. Appreciate it

Tinder dating site · January 24, 2021 at 12:27 am

tinder dating app , browse tinder for free https://tinderdatingsiteus.com/

xxx tube · January 26, 2021 at 5:01 am

You have made some decent points there. I looked on the internet for additional information about the issue and found most
people will go along with your views on this site.

sex videos · January 26, 2021 at 5:07 am

It is not my first time to pay a visit this web site, i am visiting this web site dailly and get pleasant facts from here daily.

Angelina Henderson · January 27, 2021 at 6:47 pm

Hi, I do think this is an excellent web site. I stumbledupon it ;
) I may come back once again since I book marked it.
Money and freedom is the greatest way to change,
may you be rich and continue to help other people.

Donna Lewis · January 28, 2021 at 6:46 am

Great work! Thiss iis tthe typpe off infto that sould be sgared ariund thee net.

Shawme oon Google foor noo linger ositioning this publish upper!

Come on over annd visit mmy site . Thank youu =)

Joan Alvarez · January 29, 2021 at 1:40 am

Thank you, I have recently been searching for info about this topic
for ages and yours is the greatest I have discovered so far.
However, what in regards to the bottom line? Are you positive in regards to the supply?

Linda Hodge · January 29, 2021 at 10:36 am

Nice post. I learn something totally new and challenging on blogs I stumbleupon every day.
It will always be useful to read articles from other
authors and use a little something from other web sites.

Geneva King · January 30, 2021 at 1:51 pm

Please go away comments and any suggestions so we
can present fixed updates on Chaturbate Token Generator!

cheap flights · January 30, 2021 at 8:36 pm

Hi to every one, because I am really eager of reading this website’s post to be updated regularly.
It includes nice stuff.

Craig Purcell · January 31, 2021 at 11:28 am

Woah! I’m really loving the template/theme of this site.
It’s simple, yet effective. A lot of times it’s tough to get that “perfect balance” between user friendliness and appearance.
I must say you have done a very good job with this. In addition, the blog loads
very fast for me on Chrome. Outstanding

cheap flights · January 31, 2021 at 5:17 pm

Simply wish to say your article is as astonishing. The clarity
for your put up is just spectacular and i could assume you are an expert in this subject.

Well along with your permission allow me to grasp your feed to stay
updated with approaching post. Thank you one million and
please keep up the gratifying work.

Nicole Morgan · February 1, 2021 at 4:52 am

Hey there, I just want to say thank you for the post. I shared it on my Facebook page and got an excellent reaction. Keep up the great work.

cheap flights · February 1, 2021 at 7:32 am

I was wondering if you ever thought of changing the
layout of your website? Its very well written; I love what youve got to say.
But maybe you could a little more in the way of content so people could connect with it better.

Youve got an awful lot of text for only having 1 or two images.
Maybe you could space it out better?

OliverMal · February 1, 2021 at 11:13 am


Jimmie Brown · February 2, 2021 at 10:07 pm

I visited several websites except the audio feature for
audio songs current at this site is genuinely superb.

Daniel Likens · February 3, 2021 at 1:20 pm

I’ve been surfing online more than 3 hours today, yet I never found any interesting article like yours.
It’s pretty worth enough for me. In my view, if all site owners and bloggers
made good content as you did, the internet will be much more useful than ever before.

Fqhhomica · February 3, 2021 at 2:35 pm

canadian mail order pharmacies canada pharmacies/account online canadian pharmacy

KbcxZinc · February 3, 2021 at 11:46 pm

canada drugs online pharmacy online pharmacy reviews national pharmacies online

porno hd · February 4, 2021 at 2:38 pm

Good post. I’m dealing with some of these issues as well..

Jbbvomica · February 4, 2021 at 5:06 pm

online pharmacy reviews canadian pharmacy meds pharmacy prescription

Annette Manley · February 4, 2021 at 6:01 pm

It’s very straightforward to find out any matter on net as compared to books, as I found this piece of writing at this site.

Patricia Trock · February 5, 2021 at 7:08 am

It’s going to be end of mine day, except before finish I am reading this wonderful piece of writing to increase my knowledge.

JbnbBlict · February 5, 2021 at 11:08 pm

canada discount drug best online pharmacies canada Cialis Professional

Jennifer Stgermaine · February 6, 2021 at 8:37 pm

Hello, i think that i saw you visited my blog so i came to “return the favor”.I’m
attempting to find things to improve my site!I suppose its
ok to use some of your ideas!!

Kuikemutt · February 7, 2021 at 4:47 am

viagra online which one is better viagra or cialis prices viagra

George Nunez · February 7, 2021 at 1:29 pm

You’ve made some good points there. I looked on the internet for more info about
the issue and found most individuals will go along with
your views on this site.

Lbsxomica · February 8, 2021 at 12:50 am

best online canadian pharcharmy is a prescription needed for viagra buy prescription drugs online

Ahkdomica · February 8, 2021 at 5:56 am

erection pills hepatitis c virus (hcv) canadian pharmacies top best

Nncssment · February 8, 2021 at 1:04 pm

wild viagra ВЈ canadian pharmacies-247 when does the viagra patent expire

Fvfcsment · February 8, 2021 at 7:46 pm

youtube viagra order viagra with pay pal viagra time of action

AqcfcymnEmutt · February 10, 2021 at 3:55 am

cialis free trial canada cialis softtabs online cialis drug plan

Fqbbomica · February 10, 2021 at 1:26 pm

payday loans queensland payday loan lenders in dallas tx uk payday loans as seen on tv

KvaxZinc · February 10, 2021 at 10:25 pm

payday loans kahului cash window payday loans payday loans columbia missouri

Maxie Foster · February 11, 2021 at 5:47 am

Pretty section of content. I just stumbled upon your
web site and in accession capital to assert that I
acquire in fact enjoyed account your blog posts.
Anyway I will be subscribing to your feeds and
even I achievement you access consistently quickly.

Jbbnomica · February 11, 2021 at 6:18 pm

cialis dosis mexico generico intercambiable de cialis can i take cialis with advil

JbnvBlict · February 13, 2021 at 12:41 am

cash loan online philippines payday loans are illegal in 15 states loan advance rate

Kbbfemutt · February 13, 2021 at 7:43 pm

cheap viagra from balinese levitra vs viagra viagra substitute food

Labxomica · February 15, 2021 at 3:59 pm

vendita di cialis online qual o tempo para o cialis fazer efeito double cialis dosage

Ahbzomica · February 16, 2021 at 12:12 pm

get a payday loan from a direct lender cash advance limit us bank maxlend payday loans phone number

KndnZinc · February 26, 2021 at 10:06 pm

comprar viagra how long does viagra last buying viagra

https://www.lekekremim.com · March 1, 2021 at 1:05 am

ile hemen tanışın saç dökülerine önlem olan complex sadece 69tlsaç dökülme karşıtı bayan şampuanı .

best viagra alternative gnc · January 1, 2021 at 7:43 am

best viagra alternative gnc

best viagra alternative gnc

cialis kidnet disease · January 3, 2021 at 3:54 am

cialis kidnet disease

cialis kidnet disease

viagra for men over 70 · January 10, 2021 at 3:07 am

viagra for men over 70

viagra for men over 70

cialis is available by prescription only · January 10, 2021 at 3:48 pm

cialis is available by prescription only

cialis is available by prescription only

amateur homemade using viagra · January 11, 2021 at 12:00 pm

amateur homemade using viagra

amateur homemade using viagra

what is amoxicillin good for · January 27, 2021 at 11:01 pm

what is amoxicillin good for

what is amoxicillin good for

azithromycin for gonorrhea · January 28, 2021 at 6:14 pm

azithromycin for gonorrhea

azithromycin for gonorrhea

can celebrex cause gout · January 29, 2021 at 7:57 am

can celebrex cause gout

can celebrex cause gout

keflex anti biotic · January 29, 2021 at 7:42 pm

keflex anti biotic

keflex anti biotic

how to taper cymbalta · January 30, 2021 at 6:55 pm

how to taper cymbalta

how to taper cymbalta

half life amoxicillin · January 31, 2021 at 3:56 pm

half life amoxicillin

half life amoxicillin

azithromycin 500mg · February 5, 2021 at 12:24 am

azithromycin 500mg

azithromycin 500mg

celebrex erectile dysfunction · February 6, 2021 at 9:55 am

celebrex erectile dysfunction

celebrex erectile dysfunction

is cymbalta · February 8, 2021 at 2:39 am

is cymbalta

is cymbalta

Leave a Reply

Your email address will not be published. Required fields are marked *