Frequently Asked Questions (FAQ)

With over 10 years in the insurance industry, there are few cases we haven't seen. Here's some of the most frequently asked questions about our insurance coverage in Prescott, Prescott Valley, Chino Valley, and Dewey, Arizona.

What kind of auto insurance discounts do you offer?

We pride ourselves in always finding the best deals for you. We're totally transparent and work hard to find the best discounts for you. There's a ton of discounts available for you. You can get discounts for bundling insurance products with us. For example, if you've got home insurance, and purchase life insurance and pet insurance with us, you can bet we'll work out a killer deal for you.

Something as simple as going paperless, paying your insurance in full, or having multiple cars are things that can qualify you for auto insurance discounts. In our Prescott insurance agency, we reward good students! If you're under 25 years of age and maintain a GPA of 3.0 or higher - you qualify for a discount.

When you come in for your insurance review, our team will make sure to search for the best discounts you qualify to receive.

I've been in an accident before, will I be able to be insured?

Yes! Our insurance team uses multiple umbrella insurance partners to make sure that even if you don't qualify with Farmers, you can still get the coverage you need to be protected.

What kind of home insurance discounts do you offer?

If you've made home renovations, replaced your roof, or opted for home security protection, you could qualify for homeowner insurance discounts.

Is my safety apparel for my motorcycle covered?

Helmets, leathers, gloves and any other clothing designed to minimize injury are considered safety apparel. Be sure to discuss what this coverage includes with your agent. Typically damage to safety apparel is covered, but theft is not.

How do I know if my claim will be covered?

A good place to start is by reviewing your policy. We'll walk you through exactly what's covered under the policy you've opted for.

Will my premium increase if I file a claim?

It depends in part on the terms of your policy, and how many claims you've filed in the past. We'll review your policy and discuss this together during our meeting.

Do you have 24/7 claims service?

Yes! Accidents don't always happen during business hours. Just call 1-800-435-7764 to report a claim any time, anywhere.