fbpx

4 Upgrades That Leave Small Businesses At Risk

Published by daniel on

4 Small Business Purchases That Affect Insurance

4 Purchases You Didn’t Know Leave Small Businesses At Risk

You’ve worked hard at building your business – and growing was always in the plans. But often times, small business owners forget to scale their policy as their company grows. You just overhauled your entire office with brand new computers, equipment, and upgraded your systems – but you forgot to update your policy. What’s so bad about that, though?

One day, your office is caught in a fire from the restaurant next door – and you lose everything. You need to file an insurance claim, but your policy only covered your 1998 Windows Vista computers and sloth-like copier. You’re going to come out of pocket if you want to restore your office back to the 21st century.

Here are 4 upgrades your small business has most likely already made, or is planning on making, that could affect your insurance policy:

New Equipment

Purchasing the latest and greatest in technology is exciting! Whether you’re a dentist upgrading your equipment, or a company simply looking to rollout laptops to all your staff members, you’re going to need to bump up your insurance, too. What could end up costing a little more, could end up saving you a heap later.

Or perhaps you’ve considered what it costs to replace new equipment, but rather haven’t thought about the disruption to your business without it. If you’re a business complex who loses power, think about the time and resources lost for an entire day. Most small business owners can’t afford going a day or two without operating – it’s important to prepare for it.

If your small business has purchased, or is considering purchasing, new equipment, make sure you meet with your insurance agent to ensure you’ve got adequate coverage.

Office Improvements

The idea of improving your space is exciting! New flooring, upgrading to automatic lights, and even putting in that long-awaited break room for your staff! It’s hard to get past the excitement of it all. Don’t you want to make sure your hard work, resources, and time is protected in any circumstance? You want to be able to replace your brand new hardwood floors with hardwood, and not the vinyl you previously had in your policy. Furthermore, if you make energy-efficient upgrades, like solar paneling, you’re eligible for discounts! Who doesn’t want to save a little dough? Take the time to meet with your insurance agent in Prescott at least once a year to make sure you’re completely protected, at the best rate.

Security

Remember how we said you could save some money earlier? Installing a security system is a great way to reduce your policy premium. If you’ve already installed a security system – have you talked with your Prescott insurance agent to see if you’re eligible for discounts?

Electronic Data

If your company keeps electronic customer files, or takes payment online, you know the risks of hackers and data corruption.You need to make sure you’ve got sufficient coverage in the event of a breach in cyber-security. Remember what happened when Target’s customer data was compromised? That’s a huge mess no one wants to face – let alone underinsured.

We definitely want to see your business succeed here in our hometown of Prescott! But it’s important to make sure you’re protected. Take the time to visit with your insurance agent at least once a year to make sure any upgrades, improvements, or other changes to your business are protected.

Next Related Article: 6 Mistakes Small Businesses Make That Exposes Them to Risk


56 Comments

web hosting sites · August 9, 2020 at 6:05 pm

It’s remarkable to visit this web site and reading the views of all colleagues regarding
this article, while I am also zealous of getting knowledge.

best web hosting company · August 10, 2020 at 7:51 pm

I think this is among the most important information for me.
And i’m glad reading your article. But should
remark on some general things, The site style is ideal,
the articles is really great : D. Good job, cheers

best web hosting 2020 · August 11, 2020 at 4:47 am

Greate pieces. Keep writing such kind of information on your blog.
Im really impressed by it.
Hello there, You have done an excellent job.
I’ll certainly digg it and in my opinion suggest to my friends.
I am sure they’ll be benefited from this web site.

best web hosting · August 11, 2020 at 9:55 am

Hey there just wanted to give you a quick heads up.
The text in your content seem to be running off the screen in Safari.
I’m not sure if this is a formatting issue or something to do with web browser compatibility but I
thought I’d post to let you know. The layout look great though!

Hope you get the problem solved soon. Kudos

adreamoftrains web hosting · August 11, 2020 at 1:13 pm

Thank you for any other excellent post. The place else may just
anyone get that type of information in such a perfect method
of writing? I have a presentation subsequent week, and I’m at the look for
such info. adreamoftrains web hosting reviews

adreamoftrains content hosting · August 11, 2020 at 4:13 pm

I was curious if you ever considered changing the structure of your website?
Its very well written; I love what youve got to say.
But maybe you could a little more in the way of content so people could connect with
it better. Youve got an awful lot of text for only having one or 2 pictures.

Maybe you could space it out better? adreamoftrains best hosting

Sharron Huxley · September 22, 2020 at 9:24 am

I have been absent for a while, but now I remember why I used to love this web site. Thank you, I will try and check back more frequently. How frequently you update your web site?

StephenTic · October 28, 2020 at 4:25 pm

mexican viagra buy viagra over the counter viagra

GeorgeMiz · October 29, 2020 at 7:57 pm

viagra from india viagra walmart generic viagra online

GeorgeMiz · October 30, 2020 at 11:36 am

viagra coupon generic viagra viagra otc

JeremyPab · October 30, 2020 at 7:35 pm

show cialis working generic cialis lowest cialis prices

Edwardwooxy · November 1, 2020 at 3:09 am

non prescription viagra generic viagra viagra without a prescription

SamuelAbesy · November 2, 2020 at 6:29 am

ed therapy medicines for ed best online drugstore

Rogerham · November 3, 2020 at 7:12 pm

best over the counter viagra cheap viagra canada viagra
how to get prescription drugs without doctor

Rogerham · November 4, 2020 at 4:12 pm

viagra walgreens buy viagra online buying viagra online
non prescription erection pills

Rogerham · November 5, 2020 at 9:05 am

viagra 100mg buy viagra online viagra prescription
natural cures for ed

Rogerham · November 6, 2020 at 2:11 am

viagra price buy viagra discount viagra
treat ed

PeterEvobe · November 9, 2020 at 10:14 pm

cialis erection penis tadalafil cialis dosage

Andrewjoigo · November 10, 2020 at 4:40 am

when will cialis go generic buy cialis average price cialis
does cialis lower your blood pressure

PeterEvobe · November 10, 2020 at 9:11 pm

daily use of cialis generic cialis walgreens price for cialis 20mg

Crissy Biffar · November 11, 2020 at 6:29 pm

I just want to tell you that I am just newbie to weblog and truly enjoyed you’re page. Most likely I’m planning to bookmark your blog . You definitely come with really good article content. Thanks a bunch for sharing with us your blog site.

ThomasProge · November 13, 2020 at 1:48 am

pain meds online without doctor prescription canada ed drugs injections for ed
vitamins for ed

ThomasProge · November 13, 2020 at 6:08 pm

generic ed pills best canadian online pharmacy treatment for ed
canadian drug prices

ThomasSep · November 15, 2020 at 5:19 am

buy zithromax buy zithromax 1000mg online

ThomasSep · November 16, 2020 at 4:35 am

ThomasSep · November 16, 2020 at 11:59 pm

ventolin prescription cost can you buy ventolin over the counter in nz

ThomasSep · November 17, 2020 at 7:20 pm

ventolin price uk ventolin online australia

RobertBraib · November 18, 2020 at 12:19 am

sildenafil generic sildenafil for sale

RobertBraib · November 18, 2020 at 8:44 pm

generic drugs from india buy generic drugs cheap

RobertBraib · November 19, 2020 at 3:24 pm

buy generic drugs cheap buy generic drugs

DoyleCep · November 20, 2020 at 2:17 am

ed meds https://canadaedgeneric.com/ buy generic drugs

RobertBraib · November 20, 2020 at 10:02 am

buy generic drugs from canada compare pharmacy

Robertusata · November 26, 2020 at 5:37 am

sildenafil for sale cheap sildenafil

CalebDom · November 26, 2020 at 8:40 am

speedy cash payday loans online cash advance

CalebDom · November 27, 2020 at 1:45 pm

personal loans payday loans online fast deposit

Robertusata · November 27, 2020 at 1:57 pm

sildenafil pharmacy sildenafil

Joshuagyday · November 28, 2020 at 2:38 pm

cheap generic sildenafil https://sildgeneric100.com/ sildenafil generic

DouglasSaw · November 30, 2020 at 2:57 am

ed treatment https://sildenafilxxl.com/ viagra online

Jbbvomica · February 3, 2021 at 1:47 pm

pharmacy tech diuretics pharmacy near me

JbnbBlict · February 4, 2021 at 6:59 pm

blood pressure canada pharmacy no prescription compound pharmacy

KbcxZinc · February 5, 2021 at 7:30 pm

cialis canada canadian online pharmacies discount pharmaceuticals

Ahkdomica · February 5, 2021 at 11:48 pm

erection pills highest rated canadian pharmacies canadian pharmacies-24h

AqcfcymnEmutt · February 6, 2021 at 1:06 am

viagra no prescription cialis cialis reviews patients cialis australia online shopping

Fqhhomica · February 6, 2021 at 5:25 pm

walmart pharmacy price check drugs online canadian pharcharmy onlinecanadian online pharmacy

Lbsxomica · February 6, 2021 at 7:24 pm

online canadian pharmacy how can i buy viagra online australia drug stores near me

Fvfcsment · February 8, 2021 at 5:25 am

purchase viagra online nz online ordering viagra australia viagra no prescription fast shipping

Jbbnomica · February 10, 2021 at 11:59 am

cialis e hipertension pulmonar cialis whistle song cialis review 5mg

Nncssment · February 10, 2021 at 4:41 pm

can i order viagra online without prescription viagra australia safe cheap viagra online

fpog · February 11, 2021 at 7:07 pm

Providence is always on the side of the big battalions.

JbnvBlict · February 11, 2021 at 8:14 pm

instant tax service cash advance bahama payday loans faxless payday loans online

KvaxZinc · February 12, 2021 at 5:57 pm

bremerton wa payday loans payday loans san fernando ca easy bad credit payday loans

Ahbzomica · February 13, 2021 at 5:26 am

mobile online payday loans no money down vehicle loans payday loans edmonton

Labxomica · February 13, 2021 at 3:15 pm

cialis rezeptfrei per rechnung generique cialis en france about cialis

Fbsgsment · February 16, 2021 at 7:29 am

online cialis generic cialis discount pharmacy viagra / cialis

froleprotrem · February 24, 2021 at 10:21 am

I have read several excellent stuff here. Definitely value bookmarking for revisiting. I surprise how much effort you place to make any such great informative website.

KndnZinc · February 28, 2021 at 2:36 am

viagra vitamins how long does it take for viagra to kick in viagra buy

Leave a Reply

Your email address will not be published. Required fields are marked *