Motorcycle Insurance

Hit the road with the freedom of knowing that you're protected - no matter where life takes you. With great discounts, killer service, and roadside assistance, our team makes sure you're protected so you can enjoy your ride.

The last think you want to do is worry about whether you have the right insurance policy. That’s why we’ve developed the smart choice in motorcycle coverage, with:

  • Professional insurance agents right in your neighborhood
  • One-stop shopping from one provider
  • Great savings with multi-line discounts
  • 24/7 Claim Services

Options that include:

  • Roadside assistance
  • Trip interruption coverage
  • Equipment and accessory coverage
  • Year-round coverage, but with rates that take into account mostly seasonal use

What We Cover


Our specialized Motorcycle policy provides outstanding standard and optional coverage, including coverage for accessories, safety-related gear, and much more. We accept a wide variety of motorcycles, including:

  • Cruisers
  • Touring bikes
  • Sport cycles
  • Trike conversions
  • Custom cycles
  • Classic bikes
  • And more!

Specialized Motorcycle Insurance Coverage


Arizona has a minimum insurance requirement of motorcycle liability of $15,000 bodily injury coverage for one person in one accident. Of course, it's smarter to make sure you're protected from even greater financial risks.

We offer options for additional security, including coverage for items like safety apparel and transport trailer equipment.

Check out what comes standard in our motorcycle insurance policy, and what additional options are available in Prescott, Prescott Valley, and beyond:

Standard Motorcycle Insurance Coverage

Types of Coverage standard with Farmers Motorcycle insurance:

  • Liability coverage
  • Collision coverage:
    • Includes Safety Apparel coverage up to $1,500
  • Other Than Collision coverage
    • Provides coverage for damage not resulting from a collision
    • Includes Optional Equipment coverage up to $3,500, or up to $15,000 available for purchase

Added Coverage Options

Extras and Increased Coverage Options

  • Medical Payments coverage
  • Increased limits on Liability
  • Uninsured/Underinsured Motorist coverage
  • Replacement Cost Total Loss Settlement coverage*
  • Increased limits on Optional Equipment coverage
  • Towing and Roadside Assistance with Trip Interruption coverage
  • Coverage on transport trailers valued up to $7,500

Want a Killer Deal on Your Motorcycle Insurance?

Contact us today for a free quote. We can have you hitting the open road with peace of mind in no time.